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Mobile Phone Insurance

Mobile phone insurance can cover your mobile phone, cell phone or PDA against water damage, theft, loss, fraudulent calls and accidental cover both in the UK and abroad. With more than 700,000 disappearing every year (about one every 45 seconds) can you afford not to insure your mobile?

How can Mobile Phone Insurance Help You?

Mobile phone insurance provides flexible cover to provide a convenient, low cost policy to protect your personal property. The policy is designed to cover everything from loss and theft, to airtime abuse for all the common 

networks including Orange, O2, Three, Vodafone, Virgin and T-Mobile. If you are looking for cheap mobile insurance, some policies cost less than £4 a month.

Policy Features

Policy benefits for anyone over the age of 21 should include:

  • Accidental Damage: repair or replacement to the same or similar specification.
  • Accidental Loss: replacement to the same or similar specification.
  • Theft: replacement to the same or similar specification.
  • Airtime Abuse: for unauthorised calls.
  • European Cover: available 24 hours a day 365 days a year.
  • Additional Benefits: a Mobile phone insurance policy shouldn't just cover the owner, it should also cover your partner or spouse when they are using the phone so long as they live at the same address.

What Happens if you Lose your Phone?

If your phone is lost or stolen, you may only have a few minutes in which to act before it is subjected to heavy use. Report your phone's disappearance to your service supplier immediately and certainly before going to the police. Your supplier will place a bar on your line and you should not be liable for any calls thereafter. Following that, report the theft to the police.

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